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Appraisal Pre-Licensing


EDUCATION REQUIREMENTSBelow are the requirements for the various categories of licensure.  All the courses on this site are approved to satisfy the education requirements.

TRAINEE REAL PROPERTY APPRAISER:

  • 75 classroom hours (during last 10 years)
  • Including 15 hours of USPAP (in last 2 years)
  • No experience required
  • TEST REQUIRED

STATE REGISTERED REAL PROPERTY APPRAISER:

  • 75 classroom hours (during last 10 years)
  • Including 15 hours of USPAP (in last 2 years)
  • Minimum 100 points (1000 hours) actual appraisal experience required (during last 5 years)

LICENSED REAL PROPERTY APPRAISER:

  • Must have been an appraiser in 2 of the last 5 years
  • 90 classroom hours (during last 10 years)
  • Including 15 hours of USPAP (in last 2 years)
  • Minimum of 200 points (2000 hours) actual appraisal experience required (during last 5 years)
  • TEST REQUIRED

CERTIFIED RESIDENTIAL REAL PROPERTY APPRAISER:

  • Must have been an appraiser in 2 of the last 5 years
  • 120 classroom hours (during last 10 years)
  • Including 15 hours of USPAP (in last 2 years)
  • Minimum of 250 points (2500 hours) actual appraisal experience required (during last 5 years)
  • TEST REQUIRED

CERTIFIED GENERAL REAL PROPERTY APPRAISER:

  • Must have been an appraiser in 2 of the last 5 years
  • 180 classroom hours (during last 10 years)
  • Including 15 hours of USPAP (in last 2 years)
  • Minimum of 300 points (3000 hours) actual appraisal experience required (during last 5 years)
  • At least 150 of the points must be in non-residential appraisals
  • TEST REQUIRED

PLEASE NOTE:  The following courses can be used for the above license requirements.  If used for Continuing Education then they will not qualify for courses satisfying the qualification for appraisal designation.


TECHNICAL AND INSTRUCTOR ASSISTANCE:

For any instructor or technical assistance, please call McKissock at: 800-328-2008.   These courses are provided by McKissock.  McKissock is the school of record


DIRECTIONS TO ACCESS COURSE:

After you click on the "read more" button below, click on "Course Searches by State" banner just below our logo.   Then click "Search On-line Courses" then choose your State of Alabama. You will then see the outstanding list of courses available for you to satisfy the pre-licensing/upgrade course process.


FOR FURTHER EDUCATION AND EXPERIENCE REQUIREMENTS:


7 HOUR - NATIONAL USPAP UPDATE COURSE -  $129.00

The purpose of this course is to provide an equivalent course to the 7-Hour National Uniform Standards of Professional Appraisal Practice Update Course of The Appraisal Foundation. It focuses on the recent changes in USPAP over the last few years, and specifically addresses all the new changes in the current edition of USPAP. The Uniform Standards of Professional Appraisal Practice sets standards for both ethical behavior and competent performance for appraisers. This course presumes that participants have already completed the 15-hour USPAP course, and are familiar with its basic tenets. However, USPAP is a living document and does change frequently to accommodate the changes in society and business. Participants are required to have a copy of the current edition of USPAP with them in the classroom; it is referred to throughout the course.

The USPAP has attained almost universal acceptance in the United States as the accepted standards for appraisers. It has been adopted by all major appraisal organizations, most Federal regulatory agencies, major government agencies such as FHA and VA, government-sponsored enterprises, and major client groups. FIRREA mandates that USPAP be followed in all state licensing and certification programs for real estate appraisers. It is the basis for both initial licensing and continuing education. The lecture outlines broadly identify the material to be mastered.

Provided through McKissock


7 HOUR - APPRAISAL TRENDS - $109.00

The appraisal world is dynamic and constantly evolving. In the Comment to Standard Rule 1-1a of USPAP it says "it is not sufficient for appraisers to simply maintain the skills and the knowledge they possess when they become appraisers. Each appraiser must continuously improve his or her skills to remain proficient in real property appraisal."

Some of these changes come from advances in technology. Others come from changes in legal issues, social trends, and economic factors. This course looks at some issues in the forefront of appraisal trends  and the manner in which appraisers provide appraisal services.

Provided through McKissock


7 HOUR - APPRAISING FHA TODAY - $109

Appraisals for loans insured by FHA present special challenges to the appraiser. Appraisers play a key role in ensuring properties meet FHA health, safety and security requirements in addition to providing a well supported value opinion. This seminar focuses on current FHA appraisal requirements and protocols effective as of January 1, 2006.  In addition, you will gain an understanding of the structure of FHA, important FHA publications, how to effectively stay up-to-date with FHA requirements and how to communicate with FHA. For the current FHA roster appraiser, this seminar will provide useful insight and tips. For the appraiser seeking to become part of the FHA roster, this detailed seminar is essential. For those appraisers who are reluctant to accept FHA assignments, this seminar will provide you the detailed information to feel more comfortable with your assignment results. The seminar was designed and written by C. Fisher, MBA, SRA and who is an approved FHA appraiser 

Note: This virtual class requires you have an Internet connection and a computer with speakers. Sound and video files are spread through out. The video files require you have the free Real Networks video player

Provided through McKissock


7 HOUR - APPRAISING FOR THE SECONDARY MARKET -  $109.00

 

This course examines the relationship between appraisers, lenders and the secondary market. It traces the history of the lending process and the emergence of the secondary market into prominence in the 1980's and 1990's. The roles of Fannie Mae, Freddie Mac and Ginnie Mae will be detailed along with their latest guidelines. Credit scoring, FICO scores and automated underwriting will be explored. Subprime and predatory lending will be explained and illustrated.

Provided through McKissock


4 HOUR - APPRAISING HISTORIC PROPERTIES -  $69.00

This is an innovative course that will expand the appraiser's knowledge of designated historic properties and districts.  This is important in valuing historic properties and in providing the necessary details of any restrictions, covenants or ordinances that affect the subject and potentially market value.  The market impact of the National Register designation and/jour local land marking on a building as well as the methodology of identification will be detailed. 

The course offers two case studies and host o additional Internet links for further research and education. This information will be analyzed in relationship to appraising properties and what disclosures should be provided in the appraisal report.

(Note:  It is important that you have an Internet connection in order to access the links provided, as this provides and avenue of additional learning and research.)

Provided through McKissock


7 HOUR - APPRAISING THE ODDBALL -  $109.00

This course is designed for those residential appraisers who want to expand their skill set to enable them to take on more difficult and complex assignments, and for those who want to learn new techniques for developing creative solutions to complex residential appraisal problems. It will give the student a thorough understanding of various techniques that can be used in appraising unique and difficult oddball properties. The course begins with an overview of the factors that make a property complex. Unique physical characteristics, non-conformity and location can all contribute factors that make an appraisal assignment difficult with a high degree of complexity. Rapidly changing market conditions, lack of sales data and governmental restrictions also may add elements to an assignment that increase its complexity. Since no two complex properties may be the same, the course is designed to teach students a systematic approach to solving the appraisal problem rather than a cookie-cutter solution that can be applied to different property types. Various techniques will be introduced that go beyond the traditional approaches used by most residential appraisers. The students will apply some of the techniques learned to case studies that are designed to reinforce the learning experience.

Provided through McKissock


7 HOUR - CONSTRUCTION DETAILS & TRENDS - $109.00

This course covers primarily residential construction and is intended for real estate agents, appraisers and anyone else who intends to build a house. It covers the entire process, literally from the ground up. Main topics include site preparation, footings and foundations, framing systems, insulation and ventilation, HVAC and mechanical systems. It is filled with illustrations and photographs. Special sections include new building materials and current environmental hazards such as lead paint and mold. There is an extensive section that investigates recent market and building trends, with projections for the house of the future.

Provided through McKissock


7 HOUR - DEVELOPING & GROWING AN APPRAISAL PRACTICE   -  $109.00

This course will provide the appraiser with the different techniques used in developing and growing an appraisal practice. Both the theory and the application of these techniques will be presented through exercises, demonstrations and quizzes. The course will cover real life situations from experienced appraisers. The student will leave this course with knowledge of the different types of appraisal firms, types of ownership, managerial concerns and more.

Provided through McKissock


7 HOUR - DISCLOSURE & DISCLAIMERS -  $109.00

This course will introduce the appraiser to the requirements for proper disclosure in their appraisal reports.  The material is styled to present some examples of typical and atypical disclosures and, if applicable, disclaimers.  In addition, the mandatory requirements for statements and disclosures in the reports are discussed throughout the course.  The requirements are explained as researched from various publications including (but not limited to); USPAP, Fannie Mae and FreddieMac Supplemental Standards, HUD Manuals, and Appraisal Association's Code of Ethics material.  For those appraisers that deal with complex assignments on a routine basis, this course will be a valuable refresher for the type of disclosures /disclaimers that should appear in the different formats available for reporting the appraisal results.

Provided through McKissock


2 HOUR - ENVIRONMENTAL POLLUTION AND MOLD -  $29.00

This is a practical non-technical course designed for all real estate agents and appraisers. In this course you will be presented with current information on both particulate and mold. The fine particles or mold in the air we breathe both inside and outside environments greatly affects everyone's health. The information presented in this class will show that pollution and mold causes the same problems everywhere. A number of studies will be presented showing that particulate from one or more areas. Are carried by air currents, causing major problems in distant cities.  We have at our disposal many different types of instrumentation. These instruments are currently able to measure more than the instruments of a decade ago.

Provided through McKissock


4 HOUR - FAIR HOUSING -  $69.00

Discrimination can be subtle or overt and sometimes unintentional. It is crucial that real estate practitioners are aware of and compliant with the laws that govern housing discrimination.


This course looks at the history of fair housing and examines in depth the most pertinent legislation in force today. The Fair Housing Act of 1968 was the first major legislation that applied to residential housing. The Fair Housing Amendments Act of 1988 broadened the coverage, increased the enforcement policies of the Act and stiffened the penalties invoked for violation of the Act. Specific advertising policies are investigated and illustrated. The procedure for filing a complaint of discrimination are studied in detail and there are lots of hints on how to stay clear of discriminatory practices in sales, rentals and financing of real estate.

Provided through McKissock


7 HOUR - INCOME CAPITALIZATION - $109.00

This course will provide the appraiser with a basic introduction to the income capitalization approach to value. Both the theory and the application of these techniques will be presented and will be directly applicable to market situations for income-producing properties. The course will cover the expectations of the investor and how that relates to market value. The student will leave this course with a good understanding of the nuances of performing an income approach on a narrative appraisal. The course starts with a review of the rationale behind the income approach, and continues to highlight the development of income expectancy, income conversion to value theory, and derivation of rates. Also covered will be yield capitalization, applied discounting, mortgage equity capitalization, Internal Rate of Return, and Discounted Cash Flow. This course was designed to give a good overview to the topic of income capitalization for the appraiser, and it is intended that the student be familiar with these techniques by the conclusion of the class. The original on-site version of this presentation was designed and written by Joseph Dorris.

Provided through McKissock


7 HOUR - MADE IN AMERICA:  APPRAISING FACTORY BUILT HOUSING - $109.00

This updated seminar looks at the latest policies and requirements you will need to know when appraising factory built housing; including manufactured, modular, panelized and kit homes. It investigates industry trends with extensive demographics and examines why there is a recent decline in manufactured housing production. There is an exploration of recently issued supplemental standards issued by Fannie Mae, Freddie Mac, FHA and VA. Freddie Mac says appraisers must have "adequate education and/or training related to the appraisal of manufactured homes." Some new technologies are revealed along with the impact of manufactured housing in areas such as attached housing and housing for seniors. There are also case problems to be solved in class through group action, including the new 1004C addendum. An extensive investigation is made into completing the cost approach using Marshall &Swift and the N.A.D.A. Appraisal Guide System.

Provided through McKissock


7 HOUR - RELOCATION APPRAISAL IS DIFFERENT! - $109.00

A relocation appraisal assignment places unique demands upon the appraiser due to the intended use and scope of the assignment. Relocation appraisals typically conform to the requirements of the Worldwide Employee Relocation Council©, use the ERC report format, and require forecasting to develop an Anticipated Sale Price.  This seminar is designed for appraisers seeking to expand their practice by accepting relocation appraisal assignments. It is also for appraisers seeking a superior understanding of the process and issues of relocation appraisal. 

This seminar starts with an overview of the relocation industry and the reasons for relocation appraisal assignments. It then moves directly to examining the differences between generally well understood mortgage appraisal concepts and less well understood relocation appraisal concepts. Specific relocation appraisal guidelines are covered. Building on the differences found in assignment types, specific relocation concepts are developed in greater detail focusing on market time and forecasting.  Concepts and practices are examined at several different levels with specific examples of data analysis.

Provided through McKissock


7 HOUR - THE ART OF RESIDENTIAL APPRAISAL REVIEW - $109.00

Recent changes have created problems in the appraisal review process. This class is designed to address these problems. There have been changes to Standards Rule 3, and a new Advisory Opinion regarding the reviewer's own opinion of value was recently added. These changes to USPAP will be discussed at great length. A revised review form 2000, introduced in December 2002, will be used throughout the course. The changes to USPAP and their application to Fannie Mae's new form will be the focus of the class. These issues will be addressed using classroom discussion and problem-solving techniques to ensure that the participants can apply what they learn in the real world. This class is a must for all review appraisers and prospective review appraisers. It will also help you determine if a review of your own work has been completed properly.

Provided through McKissock


 
 


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